Discover How To Quickly and Easily Buy and Enjoy a Beautiful Home Even if You Have Credit and Money Issues
If you are interested in easy home ownership then you are in the right place. Do you want to own your own home and stop throwing your money away on rent? Tired of landlords who don't care and never fix anything? Take control today! If you have money, but poor credit OR not enough money for a traditional down payment and good credit, we can help you own your own home!
We match people with homes in Red Deer and Central Albert Area that they want to live in and can afford. You can view our latest properties available, and if none of them suit your needs, we simply put you on a waiting list until we find a house that will work for you.
How does it work??
Here's a basic rundown. We require a cash deposit, less than a bank requires, you pay a monthly rental amount, and depending on how much your deposit is, we add a monthly sum for you to pay so that when you are ready to go to the bank and qualify for your own mortgage, you have at least the minimum 5% down as well as cash for closing costs. Each property has its own time period (what we call a balloon) for you to qualify which generally matches when the mortgage renewal date is. Each property also may have a different monthly rent, depending on what the mortgage costs, taxes and insurance are. Also the purchase price stated is if you qualify in the first year of the program, after that it may go up depending on the market value at the time you qualify.
We want to help you succeed in buying the house, so this program is only for serious people. Your deposit is NON-REFUNDABLE, should you move out. We do accept trade items such as vehicles, RVs, boats, etc in lieu of cash deposit or as partial deposit, but please keep in mind that such items will be valued at wholesale cost as I need to find a buyer for them. Also all trade items must be in good working order.
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